Health Insurance

One of the more boring (but extremely important) things about American life is to make sure that you are properly covered for health insurance. Some of the time it will be your employer who is responsible for this but often you'll have to, even if they are helping, take care of this yourself.

This means, unfortunately, getting to grips with the basics of the jargon of the industry to make sure that you pick the correct health insurance plan. You need to learn about things like co-pays (how much do you pay before the health insurance coverage starts to take care of the bills?), what is the actual monthly premium, what illnesses and conditions are covered and what are not and so on.

This can be something of a minefield, for it isn't necessarily true that the most affordable health insurance is the right one for you. It's not just the price paid, it's how much you get for that money handed over.

Click through any of the links above to get to a very good little primer on the basics that you need to know and guidance as to where to get more information if you should need it.

Why Get a Mosquito Ringtone?

A lot of people may laugh at the thought of mosquito ringtones for your cellphone. There are a lot of free ringtones and free MP3 ringtones on the Internet, so why get a queer ringtone the sound of a buzzing mosquito in your phone?

There is actually a reason for this. Studies show that the human ears would lose their ability to recognize high frequency sounds as it ages. As one gets older, the inner ear and the eardrum are becoming less active and flexible. If this happens it can no longer recognize high frequency vibration sound. So if you were a teenager living with an adult or your grandparents, they probably won’t be disturbed with the high-pitched sounds of your mosquito ringtones.

So get the best usual free Cingular Ringtones or free Sprint Ringtones now and leave these buzzing sounds.